About CardFees
What a card really costs abroad, from the issuers' own fee pages and the ECB reference rates, and nothing made up.
Where the figures come from
Exchange rates are the European Central Bank’s daily euro reference rates. Card fees (FX markup, weekend markup, free allowances, ATM fees) are read from each issuer’s own fee page and kept with that page and the day it was checked. ATM owners’ fees come from sources and visitor reports we check before publishing.
What it does not do
- It never fills in a fee. A fee the issuer’s page does not state is shown as “not stated”.
- It does not know the Visa or Mastercard rate of the day; costs are estimates against the ECB rate.
- It does not rank by opinion. Rankings follow the trip model, and change when the fees do.
- It is not financial advice. Check the issuer’s current terms before you rely on a figure.
Independent
Not affiliated with any bank, card issuer or card network named on the site. Links marked “Ad” are paid or affiliate links and never change a fee, a ranking or a calculation.